Quite frankly, nothing affects the reimbursement amount of your personal injury settlement more than the kind and extent of your injuries. The Injury Lawyer in Niagara Falls knows that money you have spent on having the injuries checked and treated, often known as medical special damages is a key factor insurance companies bring up during settlement meetings. Here are some common types of injuries and how it can affect your overall claim value.
Types of injuries that can affect your settlement
Perhaps the hardest part of any settlement is to determine the monetary value of ‘pain and suffering’. Injury Lawyer in Niagara Falls knows that since it is a significant part of the insurance company’s calculation, the more painful the injury is, the higher the compensation will be.
Even though not very scientific, a broken ankle will bring you more money than a sprained ankle. However, if your injury fits into any one of the many serious injury categories, it can work to your advantage. The accident insurance adjustors often divide your injuries in two main categories, soft tissue injuries or hard injury.
In the former, the most significant evidence is in the description provided by the patient, while hard injury is specifically determined by medical examination. Here is some more information about the same.
1. Soft tissue injuries:
Injury Lawyer in Niagara Falls knows that injuries like strained or sprained back, knee, neck, and even the ankle are usually categorized under soft tissue injuries, mainly because they involve soft connective tissue and muscles. These kinds of injuries are often considered less serious by insurance companies and use a damages formula multiplier between 1.5 and 3, unless other factors increase the multiple higher.
Insurers often justify that since soft tissue injuries are not dangerous or permanent, even though they can be quite painful. In addition, the insurance companies also know that even if the claim goes to court, it will be very difficult for the party to prove a soft tissue injury and how painful it was.
2. Hard injuries:
On the other hand, hard injuries are awarded rather highly and are considered much more serious, getting the party, 4- or 5-times specials, and sometimes even higher. So if you can find anything in your medical bills that identifies and injury, assessed by a doctor through any tests, or describing your injury as something more than just a sprain or strain, you will be more likely to get a better compensation.
Injury Lawyer in Niagara Falls knows that insurers often cannot undermine the severity of the injury, especially when it is checked by a doctor. Similarly, any injury that requires intrusive examination or physical repair like stitching a wound or setting a bone can also increase the overall value of your case, in spite of any other consideration. For more information visit Our Website
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